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Ashe Mountain Times

U.S. Rep. Virginia Foxx (R-5) cosponsored the Improving Health Care for All Americans Act (H.R. 3218) a bill that Foxx says will dramatically expand Americans’ access to health insurance.

“Our healthcare system is in need of reform,” Foxx said. “This legislation addresses the serious gaps in health insurance coverage that exist for many families. Foxx added that by creating tax credits for uninsured families and new Individual Membership Associations Congress will help make healthcare more affordable and portable.

According to a statement by Foxx, the bill promotes three different policy changes:

• First, it creates a health insurance tax credit of up to $2,500 for individuals and $5,000 for families.

• It also expands insurance options and access to health insurance by creating Individual Membership Associations (IMAs). IMAs would expand insurance coverage by allowing groups like trade associations, churches and other civic groups to offer affordable insurance to their members.

• Finally, H.R. 3218 provides federal incentives for states to create high risk insurance pools for Americans who have difficulty securing health insurance.